About - DFS :

Discover Financial Services, through its subsidiaries, provides digital banking products and services, and payment services in the United States. It operates in two segments, Digital Banking and Payment Services. The Digital Banking segment offers Discover-branded credit cards to individuals; private student loans, personal loans, home loans, and other consumer lending; and direct-to-consumer deposit products comprising savings accounts, certificates of deposit, money market accounts, IRA certificates of deposit, IRA savings accounts and checking accounts, and sweep accounts. The Payment Services segment operates the PULSE, an automated teller machine, debit, and electronic funds transfer network; and Diners Club International, a payments network that issues Diners Club branded charge cards and/or provides card acceptance services, as well as offers payment transaction processing and settlement services. The company was incorporated in 1960 and is based in Riverwoods, Illinois.

Employees - 21000, CEO - Mr. J. Michael Shepherd, Sector - Financial Services, Country - US, Market Cap - 40.16B

Altman ZScore(max is 10): -0.01, Piotroski Score(max is 10): 7, Working Capital: $-90830000000, Total Assets: $147640000000, Retained Earnings: $33583000000, EBIT: 4145000000, Total Liabilities: $129714000000, Revenue: $20174000000

- Current Price $159.63 - Analyst Target Price $191.08

Stats & Key Metrics
TickerDFS
IndexS&P 500
Curent Price 159.63
Change2.12%
Market Cap40.16B
Average Volume2.20M
Income3.91B
Sales23.73B
Book Value/Share67.12
Cash/Share-
Dividend Est2.86 (1.79%)
Dividend TTM2.80 (1.75%)
Dividend Ex-DateFeb 20, 2025
Employees21000
Moving Avg 20days-1.41%
Moving Avg 50days-8.13%
Moving Avg 200days-0.32%
Shares Outstanding251.34M
Earnings DateApr 23 AMC
Inst. Ownership84.28%
Key Ratios & Margins
Price/Earnings10.25
Forwad P/E10.21
PE Growth-
Price/Sales1.69
Price/Book2.38
Price/Cash-
Price/FCF4.92
Quick Ratio-
Current Ratio0.05
Debt/Equity0.91
Return on Assets2.65%
Return on Equity24.68%
Return on Investment13.95%
Gross Margin-
Ops Margin22.59%
Profit Margin16.47%
RSI47.20
BETA(β)1.17
From 52week Low33.39%
From 52week High-22.42%
Earnings & Valuation
EPS15.57
EPS next Year15.64
EPS next Qtr3.37
EPS this Year-22.50%
EPS next 5 Year-0.25%
EPS past 5 Year14.28%
Sales past 5 Year12.10%
EPS Y/Y45.83%
Sales Y/Y15.46%
EPS Q/Q428.68%
Sales Q/Q11.43%
Sales Surprise8.50%
EPS Surprise41.65%
ATR(14)10.17
Perf Week0.64%
Perf Month-1.59%
Perf Quarter-13.73%
Perf Year33.50%
Perf YTD-7.85%
Target Price191.08

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